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1. Introduction
The promoter of the New Member Survey (“Promotion”) is Avant Mutual Group Limited (ABN 58 123 154 898)] (“Avant”) of Level 6, Darling Park 3, 201 Sussex Street, Sydney, NSW 2000 (“Promoter”). These terms and conditions ("Terms and Conditions"), as updated from time to time, govern the Promotion.

2. Who can enter?

a. To enter, you must be over 18 years of age and have joined as a member of Avant Mutual Group Limited ACN 123 154 898 (“Avant Member”) in August, September or October of 2023.

b. Directors and employees of the Promoter and its related bodies corporate (as that term is defined in the Corporations Act 2001(Cth)) (“Related Bodies Corporate”), and immediate family members of each of these persons are ineligible to enter.

3. Promotion Dates

a. The Promotion will commence at 9am AEDT on 2 November 2023 and close at 6pm AEDT on 9 November 2023 (the “Promotion Period”).

4. How to Enter

a. The promotion is free to enter.

b. To enter you must, during the Promotion Period, complete the Avant New Member Survey via the Avant New Member Survey link (https://www.research.net/r/PZD2P57) and include your name, phone number and email address.

c. Each person submitting their details and satisfying the requirements will automatically have their name entered into the draw. Entries received outside the Promotion Period will not be considered.

d. Only one entry is permitted per Avant member.

e. Incomplete or illegible entries will be deemed invalid.

5. Prizes

a. There is one prize to be awarded, consisting of a $500 AUD Flexi eGift Card. The total prize pool is valued at $500 including GST.

b. Each entrant can win a maximum of one prize.

c. The prize terms are as follows:
i. The $500 Flexi eGift is valid for redemption 3 years from when the electronic gift card email is sent. Each retailer has their own expiry terms and conditions;
ii. Flexi eGift cards are not redeemable for cash. For more terms and conditions, visit www.giftpay.com.au
iii. there is no cost involved with the winner claiming their prize
iv. no bonus prizes will be awarded;
v. Promoter is not liable for any loss, damage or injury suffered (even if caused by negligence) as a result of accepting and/or using a prize, except for any liability which cannot be excluded by law;
vi. the winner should look to the manufacturer of the prize for all warranties. However, these terms and conditions do not exclude or limit the application of any statutory provision (including a provision of the Competition and Consumer Act 2010 (Cth)) where to do so would contravene that statute or cause any part of these terms and conditions to be void;
vii. each prize must be taken as is and no compensation will be payable if a winner that is awarded a prize is unable to use the prize as stated. It is a condition of accepting a prize that the winner accepts the conditions of use of that prize; and
viii. Prizes are not variable or transferable. Prizes are not redeemable for cash. The Promoter’s decisions will be final and binding - no correspondence will be entered into. The Promoter accepts no responsibility for late, lost or misdirected entries or other communications.

6. Selection of the Winner

a. Prize draw will take place at 11am AEDT on 13 November 2023 at the Sydney office of Avant, at Level 6, Darling Park 3, 201 Sussex Street, Sydney NSW 2000. The first entry randomly drawn will be awarded the prize.

7. Notification of the Winner

a. The winner will be notified by telephone or email within three business days of the draw and their name will be published on the Avant website at avant.org.au/campaign-avant-new-member-survey-2023-promotion-terms-and-conditions on 14 November 2023.

b. Prizes will be delivered to the winner’s email address as notified by the winner.

c. The Promoter reserves the right to request verification of identity, residential address of the winner and any other information relevant to the entry. Any requirements regarding verification will be at the Promoter’s discretion.

8. Unclaimed Prizes

a. If necessary, a second chance draw will be held at 3pm AEDT on 13 February 2024 at the Sydney office of Avant, at Level 6, Darling Park 3, 201 Sussex Street, Sydney NSW, in order to distribute prize that has not been claimed within 30 days. The winner will be notified by telephone or email within 2 days of the draw and their name will be published on the Avant website.

b. Prizes are not variable or transferable. Prizes are not redeemable for cash. The promoter’s decisions will be final and binding - no correspondence will be entered into. The promoter accepts no responsibility for late, lost or misdirected entries or other communications.

9. General

a. All entrants indemnify the Promoter and its Related Bodies Corporate against all liability, cost, loss or expense arising out of accepting the prize or participation in the promotion, including but not limited to loss of income and personal injury.

b. Entries remain the property of the Promoter and its Related Bodies Corporate. Details from entries (including personal information) may be collected and used by the Promoter for the purposes of conducting the Promotion, providing services to you (including marketing and promotion), conducting the Promoter’s business, communication to you and complying with the law. If you don’t provide this information the Promoter may not be able to register you for the prize draw or provide services to you. The Promoter may disclose your personal information to contracted service providers as reasonably necessary to facilitate the draw. For more information on how to access or correct your personal information held or to make a complaint, please read the Promoter’s Privacy Policy or contact the Promoter’s Privacy Officer at privacy@avant.org.au. By participating in the Promotion, entrants consent to the use of their information as described.

c. Disputes concerning the Promotion will be resolved by the Promoter at its sole discretion, acting reasonably and with regards to the spirit of the Promotion.

d. The Promoter reserves the right to change these Terms and Conditions at any time for the purposes of facilitating the continued operation of the Promotion, subject to any regulatory approval required before doing do so.

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