Medical Indemnity
Insurance

Cover for disciplinary and other matters

We cover you for legal fees incurred in proceedings before AHPRA, the Medical Board and the Coroner arising from healthcare you provide as a medical practitioner. We also provide cover for investigations by your State's Health Complaints Entity and the criminal courts. Cover is up to $500,000.

Automatic communicable disease cover

In the unfortunate event that you contract a communicable disease in the policy period such as hepatitis C, hepatitis B or HIV, we'll pay a lump sum of $75,000 to help you either retrain or alter your training path.

Cover outside of Australia

Your Avant Medical Student Indemnity Insurance Policy provides cover for amounts you are legally required to pay as compensation for civil liability arising from healthcare you provide as a medical practitioner outside of Australia where:

• the act was a Good Samaritan Act for which you are covered worldwide, or
• the claim was not a result of healthcare or unpaid healthcare provided by you in USA.

Clinical scholarship and placements

Our protection extends overseas if you're travelling for clinical and/or medical scholarship placements that form part of your course.

Reporting a healthcare professional or incident

We'll support you if you need to defend a complaint — including an allegation of defamation — if you report a healthcare professional or incident to a hospital, area health service or registration body, while you are acting in good faith, in the public interest or required to by law. Cover is up to $150,000.

Indemnity dispute pursuit

Cover to pursue indemnity from another organisation if they have declined to cover you, despite having an agreement with you to cover you in the event of a claim e.g. your employer, a hospital or an area health service.