If you are looking to contact us regarding either your indemnity or travel policies, we are currently experiencing higher than expected enquiry volumes resulting in long wait times. You can access further information about these policies, including alternative contact options, via the member portal. We apologise for the inconvenience this may cause.

Avant Mutual Board

The Avant Mutual Group Limited Board has six member directors and (as required by the Constitution) three non member directors who are also representatives from the Insurance Board. As your medical defence organisation, the responsibilities of the Mutual Board relate to providing overall guidance and control of the organisation and a focus on the needs of members. Each year, two of the six member directors retire by rotation providing two vacancies on the Board.  Retiring directors are eligible to stand for re-election.  

The directors on the Mutual Board are:

MBBS, FAMA, FRACGP (Hon), FAICD

Dr Hambleton is a specialist general practitioner and a former State and former Federal President of the Australian Medical Association (AMA). He was awarded the AMA Gold Medal for his services to the Medical Profession in 2015. Dr Hambleton has continued to contribute to the health reform agenda through membership of various Federal Government committees including the recent Strengthening Medicare Taskforce. He is currently the Specialist Advisor for the Australian Digital Health Agency and serves on the boards of the Digital Health CRC and Mercy Community Services.

Appointments:  Chair of Avant Mutual Group Limited and Avant Group Holdings Limited, Director of Avant Insurance Limited and The Doctors' Health Fund Pty Limited (DHF), Chair of the Group Nominations Committee and a member of the DHF Audit Committee, DHF Risk Committee, Group Remuneration Committee, and the New Ventures Advisory Committee.

BSc, FIA, FIAA, FSA, FASFA

Mr Beck is an actuary by profession and has over 40 years’ experience in banking, insurance, superannuation and investments working in Australia, New Zealand, Asia, South Africa and the United Kingdom. He is a Director of Australian Retirement Trust (ART) Life Insurance (formerly known as QInsure) and was formerly the CEO of Pillar Administration, CEO of CommInsure, and Group General Manager, Strategic Development and Group Appointed Actuary at Colonial.

Appointments: Director Avant Mutual Group Limited, Avant Group Holdings Limited and Avant Insurance Limited, Chair of The Doctors’ Health Fund Pty Limited and Group Audit Committee, and a member of the Group Investment Committee.

BA (Hons), MBA, GAICD
Ms Cobb has a background in consumer finance, management consulting and aviation in Australia and Asia. Ms Cobb was formerly the Managing Director of GE Consumer Finance Ltd, responsible for Australian operations serving 3 million customers with lending and insurance products. Ms Cobb is currently a Non-Executive Director on Commonwealth Securities Limited and Independent Reserve Pty Limited boards and Chair of Cimet Pty Ltd.  She is also a member of Scale Investors, a network that invests in and empowers women entrepreneurs, and a member of Chief Executive Women.

Appointments: Director of Avant Mutual Group Limited, Avant Group Holdings Limited, Avant Insurance Limited and The Doctors’ Health Fund Pty Limited (DHF), Chair of the Group Risk Committee, DHF Risk Committee and DHF Audit Committee, and a member of the Group Audit Committee and the New Ventures Advisory Committee.

MBBS, Dip Obst RCOG, FRACGP, MHL, GAICD

Dr Browne is a General Practitioner, General Practitioner supervisor and senior staff specialist at the Hornsby-Brooklyn GP unit, NSW. Dr Browne was awarded an Order of Australia Medal in the June 2024 King’s Birthday Honours List for services to medicine as a general practitioner. Dr Browne has significant governance experience and is currently a non-executive director for Doctors Health Advisory Service NSW. She has extensive medico legal experience and was formerly the inaugural chief medical officer at Avant. Dr Browne is a graduate of the Australian Institute of Company Directors.

Appointments: Director of Avant Mutual Group Limited and Avant Group Holdings Limited and a Member of the Group Risk Committee, Group Audit Committee and Group Investment Committee.

MBBS, FRACS

Associate Professor Farrell is a plastic and reconstructive surgeon who works as a Senior Oncological Surgeon at Peter MacCallum Cancer Centre and is the Head of the Plastic Surgery Unit at Royal Darwin Hospital. She is a member of the Research Committee of the Australian Breast Device Registry and the Australian Access to Breast Reconstruction Collaborative Group. She is an Associate Professor at Monash University in the Department of Public Health and Preventive Medicine.

Appointments:  Director of Avant Mutual Group Limited, Avant Group Holdings Limited and The Doctors’ Health Fund Pty Limited (DHF), and a member of the Group Audit Committee, DHF Audit Committee and DHF Risk Committee.

MBBS, FRACS

Professor Frydenberg is a urological surgeon practising in Victoria, specialising in cancer care. He is an Adjunct Clinical Professor in the Department of Surgery, Monash University and Academic Director of Urology, Cabrini Health. He is a Member of the Peninsula Health Board. He was the Chair, Department of Urology, Monash Health from 1997-2017, President of Urological Society of Urology 2015-2017, a council member and Chair of the Health Policy and Advocacy Committee for the Royal Australasian College of Surgeons.

Appointments: Director of Avant Mutual Group Limited and Avant Group Holdings Limited and a member of the Group Risk Committee and the Group Investment Committee.

MBBS (Qld), FRANZCO, FRACS, FRACGP, FRCOphth, DipAppSc(Opt), GAICD
Dr Glasson is a practising ophthalmologist working in urban, rural and regional Australia as well as in East Timor. Dr Glasson is the former Federal President of the Australian Medical Association and was awarded the Gold Medal for his services in 2017. He has been awarded an Order of Australia for his services to rural and regional medicine. Dr Glasson has significant skills and knowledge in finance, management and governance and has served on a number of Boards, including the Medical and Allied Professional Superannuation Fund, Cancer Australia, St John Australia, Australian Medical Association, Royal Australian and New Zealand College of Ophthalmologists Board and QLD Urban Indigenous Health.

Appointments:  Director of Avant Mutual Group Limited and Avant Group Holdings Limited and a member of the Group Risk Committee and Group Nominations Committee.

MBBS, BSc, FACEM, DipDHM

Dr Marjot is an emergency medicine specialist, who graduated top of his class from University College London before beginning his career in the NHS in London. After moving to Australia, Dr Marjot completed his emergency medicine fellowship with a medal for excellence and works full-time in frontline emergency medicine. In 2020, Dr Marjot served as a medico-legal adviser at Avant. Coinciding with the onset of the COVID-19 pandemic, Dr Marjot played a key role in analysing rapidly evolving information and translating it into nationally impactful education and advocacy initiatives to support the Avant membership. As a recent specialty trainee, Dr Marjot is passionate about safeguarding the wellbeing of early career doctors and ensuring that a lifelong career in medicine remains rewarding and sustainable.

ANZIIF (Snr Assoc.), CIP, FCII, BSc (Econ), GAICD

Mr West has over 35 years’ experience in insurance, with a particular focus on risk pricing and underwriting, reinsurance, claims and distribution management in both general insurance and life insurance. Mr West has worked in the UK, India and Australia, including as CEO of Vero Insurance and CGU Insurance. Mr West is a Fellow of the Chartered Insurance Institute. He is the Chair of Challenger Life Company Limited and a Non-Executive Director of Helia Group Limited and Suncorp Group Limited.

Appointments:  Director of Avant Mutual Group Limited, Avant Group Holdings Limited, and The Doctors’ Health Fund Pty Limited, Chair of Avant Insurance Limited, Chair of the Group Remuneration Committee and the New Ventures Advisory Committee, and a member of the Group Nominations Committee.

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NSW State Office AddressLevel 6, Darling Park 3, 201 Sussex Street, Sydney NSW 2000
Telephone 02 9260 9000 | Facsimile 02 9261 2921

Mailing addressPO Box 746 Queen Victoria Building NSW 1230

Connect with Avant

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In the spirit of reconciliation, Avant acknowledges the Traditional Custodians of Country throughout Australia, and their connections to land, sea and community. As a national organisation, we pay our respects to Elders past and present, of the lands on which we gather and work, and extend that respect to all Aboriginal and Torres Strait Islander peoples.

IMPORTANT: Professional indemnity insurance and the Practice Medical Indemnity Policy available from Avant Mutual Group Limited ABN 58 123 154 898 (Avant Mutual) are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765 (Avant). Avant Cyber Insurance cover is available to eligible Avant Practice Medical Indemnity Policy holders up to the cessation of their policy and is provided under a Group Policy between Liberty Mutual Insurance Company ABN 61 086 083 605 (Liberty) and Avant. Private health insurance products are issued by The Doctors’ Health Fund Pty Limited, ABN 68 001 417 527, a member of the Avant Mutual Group. Avant arranges Avant Business Insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234 708 (Allianz) and may receive a commission on each policy arranged. Avant Travel Cover is available under a Group Policy between QBE Insurance (Australia) Limited, ABN 78 003 191 035, AFSL 239 545 (QBE) and Avant Mutual. Avant Travel Cover is underwritten by QBE and Avant may receive a benefit for arranging cover. Avant Finance is a registered business name of Avant Doctors’ Finance Pty Ltd (ACN 637 769 361) and licensed to Avant Doctors’ Finance Brokers Pty Ltd (ABN 75 640 406 784). Avant Doctors’ Finance Brokers Pty Ltd is a wholly owned subsidiary of Avant Doctors’ Finance Pty Ltd. Loan products may be provided by Avant Doctors’ Finance Pty Ltd or arranged by Avant Doctors’ Finance Brokers Pty Ltd. Credit services or assistance to which the National Credit Code applies are provided by Avant Doctors’ Finance Brokers Pty Ltd as authorised Credit Representative (Credit Representative Number 523242) for LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192. Legal services are provided by Avant Law Pty Ltd ABN 63 136 429 153 (Avant Law). Liability limited by a scheme approved under Professional Standards Legislation. Legal practitioners employed by Avant Law are members of the scheme.


The information provided on this website is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of the advice before deciding to purchase or continue to hold these products. For full details including the terms, conditions, and exclusions that apply, please read and consider the relevant Product Disclosure Statement or policy wording and Target Market Determination (TMD) which are available on this website or by contacting us on 1800 128 268. Information on this site does not constitute legal or professional advice, and is current as at the date of initial publication.


*Terms and conditions

1. The waiver of establishment fee and discounted rate is only available for eligible business equipment loans. The discounted rate applies for 6 months only and is applied as a 0.65% discount against the applicable variable rate for that loan type. The current rates after the discount is applied are 6.59% for cars and 6.89% for equipment. If the applicable variable rate changes during the 6 months, the reduction will be applied to the new rate for the relevant remaining period. After the 6-month discount period, the variable rate will be the rate determined in accordance with the loan agreement and notified by us.

2. The offer is only available if your loan application is approved between 1 November and 31 December 2024 and settled before 31 March 2025.

3. The establishment fee waiver only applies to the establishment fee for the eligible business equipment loan. All other fees and charges (including any other applicable upfront loan fees and charges) will still be payable. Our standard loan terms and conditions will also apply.

4. This offer is not available in conjunction with any other offer.

5. This offer may be varied or withdrawn at any time. Approval of any loan is subject to standard credit assessment and is at our complete discretion.