Property finance
Our expert team specialises in property finance for doctors. With access to several banks offering preferential service to doctors, we seek to save you time and money.
Residential property
Homeownership can be challenging without the right support and expertise. Whether you are purchasing your first home, next home, an investment property, or looking to refinance, renovate or relocate, Avant Finance can help.
Commercial property
Are you a practice owner who wants to own the premises they operate from? As a doctor, you could borrow up to 100% of your practice purchase price*. Explore the loan options available to you today.
Investment properties
Are you looking to invest in property? Whether it is a residential or commercial space, Avant Finance property specialists can help doctors expand their property portfolio with tailored financial solutions. To learn more about investment finance, click the tab below.
See how much you could save by paying extra repayments or having a lower interest rate.
Avant Finance property reports
Avant Finance has partnered with Cotality to provide complimentary residential property reports# that contain data used by banks when determining a property’s estimated sale value, the suburb’s growth trends, indicative rental yield, comparable properties on the market and school catchment zones.
Dr Ronquillo talks about finding a home with the help of Avant Finance
"When I originally was looking to purchase our first home, I had so much difficulty getting a loan. We had been to so many banks, that I felt like I was scouting everywhere. Then I met with Avant Finance – within one month, they had it all sorted out." (¹)
Submit an enquiry
How to apply for property finance with Avant
At Avant, we aim to make applying for property finance as simple as possible:
- Begin by submitting an online enquiry or calling 1300 992 208 to speak with one of our specialists.
- Your specialist will discuss your goals, income and current financial circumstances. We can help you identify which lenders and loan structures fit your situation.
- Then you'll be guided through gathering the right documentation, before your specialist submits your application to a suitable lender from our panel.
- Approval timeframes vary by lender and loan type. Your specialist will stay in contact to confirm whether your loan has been approved.
All applications remain subject to standard credit assessments and the lender’s discretion.
We offer property loans for doctors across three main categories: residential, commercial and investment properties.
Residential loans support doctors who are buying a first home, next home, or refinancing a home they already own. If you want to renovate, our loans can help with that too.
Our commercial property loans enable practice owners to buy the premises they operate from with loans of up to 100% of the purchase price.*
Investment property loans help doctors expand a residential or commercial property portfolio, with expert support from our property specialists to help you reach your financial goals.
Doctors may be able to borrow up to 100% of a commercial practice purchase price, subject to eligibility and credit approval criteria.
Approval is at the lender's discretion and depends on factors including the lender's standard credit assessment.
Because eligibility varies by individual circumstances and lenders, we recommend calling 1300 992 208 to speak with one of our specialists to find out if you might qualify.
We offer access to several banks that provide preferential service to doctors, aiming to save you time, money and financial headaches.
Our specialists understand the unique income streams, career journeys and credit profiles of the medical profession. This can make applying for a loan more straightforward than approaching a lender unfamiliar with the unique dynamics of your profession.
Many of our members also rely on Avant for other types of finance and insurance, enjoying the simplicity of partnering with one provider.
The exact documents required depend on the type of property loan and your individual circumstances.
Generally, you will be asked to provide proof of identity, evidence of income (such as payslips or practice financials for self-employed doctors), details of existing debts and assets, and information about the property you plan to purchase.
To find out more, submit an online enquiry or call 1300 992 208. Your specialist will confirm the specific documents needed once they fully understand your situation.
Yes, refinancing is one of the options available through our residential property loans, alongside purchasing and renovating.
One of our specialists can review your current loan and help you understand whether refinancing could save you money or better suit your financial circumstances.
Property loan approval timeframes vary depending on the lender and the type of loan you apply for.
An initial indication of your borrowing capacity is usually available within a few days, while formal approval follows the lender's standard credit assessment process.
Your specialist can give you a clearer timeframe once they understand the specific loan you would like to apply for.
Beyond property finance, we offer equipment finance, practice finance and car loans for medical, dental and veterinary professionals.
Practice finance supports everything from buying into a practice to expanding an established one, covering drawdown loans, goodwill loans and even practice fitouts.
Equipment finance helps you invest in new practice equipment, from imaging and surgical technology to other state-of-the-art tools.
Our car loans offer you competitive rates on finance for business-use cars. If you want to lease a car or purchase a vehicle for private use, our partner lenders offer great rates.
Speak with one of our specialists to find a combination of finance options that helps you create the kind of practice you and your patients deserve.
#Digital property profile reports (Property Reports) are produced by RP Data Pty Ltd (ACN 087 759 171) trading as Cotality. Avant Finance and its related entities (Avant) are not responsible for and does not make any representations as to the content in the Property Reports (including whether any information is accurate, complete and not misleading). The Property Reports are provided to you on a non-reliance basis and Cotality also does not make any representations to you as to the content of the Property Report. Neither Avant nor Cotality is liable for any loss, damage or injury suffered (even if caused by negligence) as a result of using or relying on any such Property Report.
*Disclaimer: All applications for credit are subject to eligibility and credit approval criteria. Approval of any loan is subject to standard credit assessment and is at the lender’s complete discretion. Terms, conditions, fees and charges apply. Contact Avant Finance for further details.