Life insurance advice
Comprehensive advice from qualified life insurance advisers who can help you to develop a tailored life insurance plan that considers your individual situation, personal needs, financial goals - and that of your practice as well.
Protection for you, your family and your practice.
We provide fee-free tailored advice* on the right type of cover and level of insurance for you, your family and your business, now and as your career progresses. This could include how you can protect your family should the unexpected happen, or how your practice would continue to function and pay its costs in the event of your, a business partner or key person’s death or incapacitation.
Whether you need help to understand the insurance options available or require a professional analysis of your situation and detailed personal advice, we can help.
We’ll work with you to:
- Protect your family’s financial future
- Align your life insurance with your long-term financial goals
- Assess your potential gaps in cover and provide expert guidance
- Create a tailored life insurance solution.
Here’s how it works
Step 1: Book your complimentary consultation
Schedule a no-obligation consultation at a time that suits you using our simple online booking system. Choose between a phone call or video meeting via Zoom - whatever works best for you.
Step 2: Discuss your insurance needs
During your 45–60 minute consultation, your adviser will take the time to understand your unique personal or business insurance needs. This is your opportunity to ask questions and explore your options in a relaxed, pressure-free environment.
Step 3: Receive your personalised recommendations
Your adviser will prepare a detailed Statement of Advice tailored to your circumstances, outlining insurance recommendations designed specifically for you and your goals.
Step 4: We’ll handle everything from here
If you choose to proceed, we'll take care of all the paperwork and arrange your policy. And if your circumstances change, we're here whenever you need another review.
What we can help with
For you and your family
In the event of death or terminal illness, life cover can provide a lump sum benefit.
When illness or injury prevents you from working in your occupation or any occupation, income protection cover supports you by paying a monthly benefit.
When illness or injury prevents you from working in your occupation or any occupation, income protection cover supports you by paying a monthly benefit.
When an illness or injury permanently prevents you from working in your occupation or any occupation, TPD cover can provide a lump sum benefit.
For your practice
Key person insurance involves taking out life insurance covers with the business owning and paying for these policies to protect its financial position should something happen to a key person.
Key person insurance involves taking out life insurance covers with the business owning and paying for these policies to protect its financial position should something happen to a key person.
Key person insurance involves taking out life insurance covers with the business owning and paying for these policies to protect its financial position should something happen to a key person.
Our advisers
Brendan Krone
Brendan brings over 20 years of expertise in financial advice, specialising in life insurance solutions for individuals and businesses. With qualifications including a Bachelor of Economics, Graduate Diploma in Applied Finance, and Advanced Diploma in Financial Planning, he has successfully guided many clients and small business owners across Australia with their insurance needs
Authorised Representative Number: 001003805
Brendan.krone@avant.org.au
0486 009 688
Janelle Brady
Janelle has over 20 years of experience in the superannuation and insurance industry, with a special interest in risk protection. Janelle has worked closely with medical and allied health professionals for the past five years, ensuring that her clients and their families have appropriate protection throughout their life stages.
Authorised Representative Number: 1296034
Janelle.Brady@avant.org.au
0434 462 686
To provide advice that is in your best interests, our advisers need to understand your goals and objectives, financial situation and the insurances you currently have. We will complete a needs analysis and an analysis of your current financial situation before your first meeting, which will take about an hour. If you wish to proceed with the advice, it should take approximately six weeks to finalise.
Personalised life insurance advice is complimentary to Avant members, and includes a written Statement of Advice, with strategies and product recommendations tailored to meet your goals. For more information on our personal advice related fees, including non-members, please read our Financial Services Guide.
Our life insurance advice service is tailored for doctors but is available to everyone. Non-members get a complimentary initial meeting with a financial adviser. For more information on our personal advice related fees, including non-members, please read our Financial Services Guide.
Don't need personalised advice?
The Avant Life Insurance Selection Tool
Avant’s Life Insurance Selection Tool (The LIST) is designed for doctors to make it quick and easy to compare and select the right life insurance cover.
Whether in search of information on life insurance to protect your family and yourself, or to protect your practice, Avant has created two tailored guides to assist you in making the right choice.
eBook: The Avant Guide to Life Insurance
To support you in your search for life insurance products, we are introducing the Avant Guide to Life Insurance.
In this eBook, you'll learn about the main life insurance products, cover definitions, different types of premiums, what to expect in the application process, frequently asked questions about life insurance and more.
eBook: The Avant Guide to Life Insurance for Business
Avant understands that doctors face many challenges when setting up their practice, from maintaining daily operations to ensuring long-term business continuity - and we want to help.
To support you in navigating the complexities of using life insurance policies to protect your practice, we are introducing the Avant Guide to Life Insurance for your Business
*Terms and conditions apply, see the Financial Services Guide for more information.
IMPORTANT: The Doctor’s Life Insurance Selection Tool (LIST) is provided by Doctors Financial Services Pty Ltd ABN 56 610 520 328 AFSL Number 487758 (‘DFS’). The information provided by DFS is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of the advice before deciding to purchase or continue to hold these products. For full details including the terms, conditions, and exclusions that apply, please read and consider the relevant Product Disclosure Statement or policy wording, which are available by contacting Avant Life Insurance on 1800 128 268. See our Financial Services Guide for detailed information on how we provide our services.
