Life insurance advice
Advice tailored to your personal circumstances or to check whether your existing cover is still right for your current and future needs, talk to someone who really understands doctors – an Avant personal insurance adviser.
Insurance is the foundation of a successful financial plan to ensure you protect your financial future in the event of death, illness or disability. Whatever stage of your career you are at, there’s no substitute for advice from someone who understands doctors.
Avant has been specialising in the insurance needs of doctors for almost 130 years. With the collective experience of more than 82,000 members to draw from, we understand a doctor’s insurance needs like no other.
Whether you need help to understand the insurance options available or require a professional analysis of your situation and detailed personal advice, we can help.
We provide tailored advice on the right type of cover and level of insurance for you, your family and your business, now and as your career progresses. This could include how you can protect your family should the unexpected happen, or how your practice would continue to function and pay its costs in the event of your, a business partner or key person’s death or incapacitation.
- Life insurance
- Income protection
- Trauma cover
- Total and permanent disability
- Children's cover
- Business expense cover
- Key person insurance
- Buy/sell insurance
Help you identify your needs, goals and insurance options
We will identify your needs, goals and the right type, level and amount of insurance cover – so that you are not paying for what you don’t need and are covered for what you do need.
Ensure your cover remains current for your life and career stage
It is important insurance cover changes as your personal and professional circumstances change. Our team can help ensure your cover remains current and you get no more or no less than what you need.
Second opinion
If you’ve already got cover in place, our life insurance advisers can help you understand whether it’s still appropriate.
Guide you through the application process
Help you with the application process to ensure it is as quick and easy as possible.
Claims management
If you need to claim on your insurance, our life insurance advisers can manage it with the insurer and remove the hassle so you can focus on yourself.
Avant Life Insurance Selection Tool
Sometimes you know exactly what you want from life insurance and don’t need advice, but you need help get the process underway as quickly and easily as possible.
Avant’s Life Insurance Selection Tool (The LIST) is designed for doctors to make it quick and easy to compare and select the right life insurance cover.
- Avant reviewed leading life insurance providers.
- We came up with a list of four whose features and benefits we believe doctors will value.
- Only those that met our strict criteria made our LIST.
All you need to do is follow these 4 easy steps
- Visit out The List Website
- Complete some personal information
- Compare to decide which cover is right for you
- Apply
To provide advice that is in your best interests, our advisers need to understand your goals and objectives, financial situation and the insurances you currently have. We will complete a needs analysis and an analysis of your current financial situation before your first meeting, which will take about an hour. If you wish to proceed with the advice, it should take approximately six weeks to finalise.
Our advice fees include a written Statement of Advice, with strategies and product recommendations tailored to meet your goals. We will provide you with a quote for our services before we undertake any work on your behalf.
Our life insurance advice service is tailored for doctors but is available to everyone.
Insurance Financial Adviser
Nathan Brophy
Authorised Representative Number 1003404
Nathan.brophy@avant.org.au
0486009688
Nathan has worked in the financial planning industry for over 15 years. He has a Graduate Diploma in Applied Finance (Financial Planning Major), a Graduate Certificate in Financial Planning and a Diploma in Financial Planning.
His passion for advice lies in helping people understand their ability to control their future and a financial pathway to feeling comfortable and secure.
Nathan achieves this by understanding the individual’s ‘why’ and investigating needs and objectives which translates into valuable personal advice.
Disclaimers
IMPORTANT: The Doctor’s Life Insurance Selection Tool (LIST) is provided by Doctors Financial Services Pty Ltd ABN 56 610 520 328 AFSL Number 487758 (‘DFS’). The information provided by DFS is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of the advice before deciding to purchase or continue to hold these products. For full details including the terms, conditions, and exclusions that apply, please read and consider the relevant Product Disclosure Statement or policy wording, which are available by contacting Avant Life Insurance on 1800 128 268. See our Financial Services Guide for detailed information on how we provide our services.
