Car and equipment loans
Whether you are purchasing a new business-use car, equipment for your practice, or even both, we are here to help. With access to our own Avant Finance loans as well as loans with other lenders, we provide a wide range of finance options for doctors, dentist and vets.
Business-use car finance
It feels good to find your perfect car. Get behind the wheel with a business-use car loan and the expert help from an Avant Finance specialist.
Equipment finance
Whether you’re buying or leasing imaging, surgical, dental, veterinary or other vital equipment – our finance specialists can help you obtain the right finance solution.
Your membership. Your advantage.
Because you’re an Avant member, you pay no establishment fees on eligible Avant loans^ – which could save you up to $695 on each loan.
Excellent service. I highly recommend Michael & Natasha. I needed a car loan approved in a very short timeframe. They were both so helpful, approachable & highly professional. I've never had such a positive experience when looking for finance. Thank you again!
"
Speak to a finance specialist
Application process
At Avant, we understand just how busy you are. We aim to make applying for a business-use car loan or lease as simple as possible:
- Start by submitting an online enquiry or calling 1300 992 208 to speak with one of our specialists.
- Your specialist will discuss your car purchase and financial circumstances, helping you find a loan that fits your needs.
- Next, conditional pre-approval gives you a clearer idea of what you can afford while you shop for your car.
- Once you've picked a new car, your specialist will guide you through final documentation before your loan is submitted for credit approval.
All applications remain subject to standard credit
Whether it is on order, ready for collection or due to be picked up today, Avant Finance can help you arrange finance quickly. Contact us to discuss fast-track car loan approval and we’ll guide you through the next steps.
Avant Finance business-use car loans are available to medical, dental and veterinary professionals.
Beyond your profession, eligibility depends on factors such as your income, credit history and individual circumstances. All applications are subject to standard eligibility and credit approval criteria. You can speak with one of our car loan specialists on 1300 992 208 to find out whether you qualify.
The documents required depend on your individual circumstances and the type of car loan you're applying for. Generally, you will be asked to provide proof of identity, evidence of income or practice financials, and details of the vehicle you plan to purchase. Your Avant Finance specialist will confirm exactly what documentation is needed once they understand your situation.
Avant Finance has created an efficient application and approval process for business-use car loans.
The exact timeframe will vary depending on your transactional circumstances, but we always aim to streamline the process. In most cases, you could expect to enquire with Avant Finance and drive away from the dealership with your new car on the same business day. Conditional pre-approval can give you an early indication of what you can borrow. Your specialist can give you a clearer estimate once they understand your application.
Avant Finance offers competitive interest rates on business-use car loans, with your specific rate depending on your individual circumstances. For lease or personal-use car loans, we source a rate through one of our lender partners. If you would like to secure a fixed interest rate, speak directly with one of our specialists to find out about your options.
Our interest rates on business-use car loans are competitively priced. We can also source great rates through our network of lender partners for lease and personal-use loans. Speak directly with one of our specialists to find out what rates are available for you.
Avant Finance car loans allow additional repayments on top of your regular principal and interest repayments, enabling you to pay off your loan sooner. With a variable option, you also potentially avoid paying the early-exit or break fees commonly tied to fixed-rate contracts.
Yes, Avant members can access a special offer of no establishment fees on eligible car loans, which will save you money. This offer is available alongside broader membership benefits, including savings across other Avant products and services. Terms and conditions apply.
Alongside car loans, we offer property finance, practice finance and equipment finance for medical, dental and veterinary professionals.
Property finance covers residential, investment and commercial property, including funding for practice premises.
Practice finance supports everything from buying into a practice to expanding an established one, covering drawdown loans, goodwill loans and even practice fitouts.
Equipment finance helps you invest in new practice equipment, from imaging and surgical technology to other state-of-the-art tools.
Speak with one of our specialists to find a combination of finance options that helps you create the kind of practice you and your patients deserve.
^Terms and Conditions:
- The waiver of establishment fee is only available for active Avant members who take out an eligible Avant unsecured line of credit, business equipment loan, business loan, practice drawdown loan or practice goodwill loan.
- The offer is only available if your loan application is approved between 2 April 2026 and 30 June 2027 and settled before 31 August 2027.
- The establishment fee waiver only applies to the establishment fee for the eligible loan. All other fees and charges (including any other applicable upfront loan fees and charges) will still be payable. Our standard loan terms and conditions will also apply.
- This offer is not available in conjunction with any other offer.
- This offer may be varied or withdrawn at any time. Approval of any loan is subject to standard credit assessment and is at our complete discretion
*All applications for credit are subject to eligibility and credit approval criteria. Approval of any loan is subject to standard credit assessment and is at the lender's complete discretion. Terms, conditions, fees and charges apply. Contact Avant Finance for further details.
The testimonials are from actual clients, reflecting their experiences with Avant Finance’s products and/or services. Testimonials are not necessarily representative of what anyone else using our products and/or services may experience. The testimonials are voluntarily provided and are not paid for or compensated unless explicitly stated. Avant Finance and its related entities are not responsible for any opinions expressed in the testimonials.