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Car loans from Avant Finance – fast, efficient and very user-friendly. Just like your new car.

Whether you need a car for private or professional use, or a blend of both, Avant makes car finance for doctors quick and easy. 

As a specialist lender dedicated to the needs of medical professionals, we understand that doctors are time-poor. You need a new car without losing valuable time filling in lengthy forms, tracking down financials or facing lengthy delays to know if your loan is approved.

Our streamlined application process, rapid approval times and flexible car loan options can get you behind the wheel of your new car sooner, with the confidence of knowing you have the finance that is as right for your needs as your new vehicle.

How do car loans work?

Car loans are typically a straightforward type of finance with a fixed borrowing repaid over a set term.

However, Avant recognises that each doctor has different financing needs.

That’s why our suite of vehicle finance options includes traditional car loans, hire purchases and leases – all of which can be customised to suit your needs and cash flow.

Select from Avant’s own competitively-priced car loans for doctors, or let us source finance for you from our wide range of lender partners. 

Whichever option you choose, we make the financing process quick and easy to get you on the road sooner.

Benefits

No deposit options

Talk to Avant about borrowing up to 100% of the cost of your car*.

Options to suit you

Select from traditional car loans, hire purchases and lease options.

Competitive rates

Choose from Avant’s suite of competitively-priced loans or let us source a great rate through our lender partners.

Flexible payment options

Select repayments to suit your cashflow – fortnightly, monthly or annually, with terms up to 5 years.

Pre-approval available

Enjoy certainty plus extra bargaining power with Avant’s pre-approved finance.

Fast, efficient process

Drive away your new car in a matter of days. 

Medical professionals shaking hands.

Why partner with Avant?

Avant only works with medical professionals, so we have outstanding knowledge and exceptional experience in putting together car finance for doctors.

We know, for example, that some doctors like to turn their car over every year or two, so we can structure a loan in a way that minimises any costs when certain trigger points are reached.

One of our key strengths is the choice we provide.

Choose from Avant’s competitively-priced suite of car loans or let us recommend the appropriate product from one of our lender partners. It gives you the confidence of knowing you have the car loan that suits your needs and cashflow.

Frequently asked questions

Your borrowing capacity depends on a variety of factors. Avant’s team of car finance specialists can explain exactly how much you can borrow for your car purchase.

Choose from principal plus interest or interest-only repayments.

If you opt for a fixed rather than variable rate, the option to make interest-only repayments in advance may be available.

Some lenders will allow you to include these in the loan amount.

Pre-approval means your car loan is approved before you find the vehicle you’d like to buy. This lets you shop around with peace of mind knowing what you can afford. Once you find the right car, your Avant finance specialist will arrange for the funds to be drawn and payment made.

Yes, your Avant finance specialist can work with dealerships or private sellers to ensure all paperwork is correct and you receive the title to your new car.

Submit an enquiry

Disclaimers

1. The waiver of establishment fee and discounted rate is only available for eligible business equipment loans. The discounted rate applies for 6 months only and is applied as a 0.65% discount against the applicable variable rate for that loan type. The current rates after the discount is applied are 6.59% for cars and 6.89% for equipment. If the applicable variable rate changes during the 6 months, the reduction will be applied to the new rate for the relevant remaining period. After the 6-month discount period, the variable rate will be the rate determined in accordance with the loan agreement and notified by us.

2. The offer is only available if your loan application is approved between 1 November and 31 December 2024 and settled before 31 March 2025.

3. The establishment fee waiver only applies to the establishment fee for the eligible business equipment loan. All other fees and charges (including any other applicable upfront loan fees and charges) will still be payable. Our standard loan terms and conditions will also apply.

4. This offer is not available in conjunction with any other offer.

5. This offer may be varied or withdrawn at any time. Approval of any loan is subject to standard credit assessment and is at our complete discretion.

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