Equipment finance - give your practice a competitive edge

As technology advances at a rapid pace, medical practices need to continually invest in the latest equipment.

From imaging, surgical and dental to other vital equipment, the Avant Finance team understands that having the latest medical equipment facilitates doctors and other medical professionals to provide the very best health care possible, while promoting the generation of additional revenue as patients seek to be supported by the very latest technology.

Avant Finance understands that doctors are time-poor. That’s why we built an efficient application and approval process for Avant Finance’s equipment loans.

It helps you to invest in practice medical equipment sooner, to enable you to deliver improved patient care and give your practice a competitive advantage.

How does equipment finance work?

Equipment loans offered by Avant Finance are available for the purchase of new or second-hand equipment.  

Additionally, our business equipment loans for medical, dental and veterinary professionals can often fund up to 100% of the cost of the equipment*, which is a plus for practice cashflow.

Most importantly, what matters is that you have the right loan for your practice needs.

The Avant Finance team will compare finance options, giving you the choice of our own business equipment loan or products selected from our network of lenders.

An Avant Finance specialist can take you through all the options, benefits and limitations of our medical equipment finance.

Benefits

No deposit required

Borrow up to 100% of the cost of equipment without the need to pay a deposit*.

Terms to suit you

The flexibility to select the loan term that suits your practice needs and cashflow. 

Competitive rates

Choose from Avant Finance’s suite of competitively-priced loans or let us source a great rate through our lender partners.

Flexible payment options

Choose repayments to suit your cashflow with a variety of options available.

Available for new or used equipment

Avant FInance’s equipment finance can be used to purchase new or second-hand equipment.

Efficient process

We've built an efficient application and approval process for the Avant Finance equipment loan product. Or, our team’s comprehensive knowledge of doctors’ unique income streams, career journeys and credit profiles can help our lender partners in providing you a loan in a timely manner.

Medical professionals shaking hands.

Why partner with Avant Finance?

Our client base consists of medical, dental and veterinary professionals, so we have outstanding knowledge and exceptional experience in putting together business equipment loans to help your practice reach its full potential.

One of our key strengths is the choice we provide.

Choose from an Avant Finance competitively-priced equipment loan or let us recommend the appropriate product from one of our lender partners. It gives you the confidence of knowing you have the business equipment loan that is right for your practice

Speak to a medical finance specialist

Application Process

At Avant, we've made applying for equipment finance as straightforward as possible:

  1. Begin by submitting an online enquiry or calling 1300 992 208 to speak with one of our finance specialists.
  2. Your specialist will discuss the equipment you're aiming to finance and your practice's circumstances, comparing options between an Avant Finance equipment loan and products from our network of lender partners.
  3. Then you'll be guided through providing the required documentation, before your specialist submits your application for credit assessment.
  4. Approval timeframes vary depending on the loan amount, equipment type and lender. Your specialist will stay in contact to confirm whether your loan has been approved.

All applications remain subject to standard credit assessments and the lender's discretion.

Schedule an appointment with our practice finance experts

Frequently asked questions

Your borrowing capacity depends on a variety of factors. Avant Finance’s team of business equipment finance specialists can explain exactly how much you can borrow to fund your medical equipment.

For Avant Finance equipment loans, repayments will be on a monthly principal and interest basis.

Fortnightly or annual repayments can be arranged with a lender partner.

Yes. Whether you’re looking to buy an individual item or fitout an entire practice, we can help you with competitive and tailored medical equipment finance options.

Yes, Avant Finance’s network of lenders offer a range of flexible leasing and rental options. For example, you can own your equipment at the end of the lease by paying out the residual value. Another option would be to swap your leased equipment for an upgrade. Chat to your finance specialist about rent-to-own financing.

Interest rates for Avant Finance equipment loans depend on factors including the loan amount, term, product type and your transactional  circumstances. Avant Finance offers competitively priced loans directly or can secure a great rate through one of our lender partners.

You can speak with one of our specialists to find out what rate might apply to your situation.

Eligibility for an Avant Finance equipment loan depends on your individual circumstances and the lender that assesses your application.

All applications are subject to standard eligibility and credit approval criteria, with final approval being at the lender's discretion. 

Speaking with one of our specialists is the best way to understand whether you might qualify for a specific equipment loan.

Avant Finance gives you the freedom to choose between one of our competitively priced equipment loans or a product recommended from our network of lender partners.

Our client base is entirely medical, dental and veterinary professionals, so our team has specific experience structuring equipment finance around a practice's needs.
Loan products and rates vary by provider, so calling one of our specialists on 1300 992 208 is a good way to compare your options.

Avant Finance always aims to offer an efficient application and approval process for equipment loans. However, exact timeframes vary depending on the loan amount, equipment type and transactional circumstances.  In most cases, you could expect the transaction to fit within the guidelines of our fast-track approval criteria. Applications that fit this criteria are approved.   

Your specialist can give you a clearer estimate of the timeframe once they understand your specific application.

The documents required depend on the equipment you are financing and your individual circumstances. Generally, you'll need proof of identity, evidence of income or practice financials, and details or a quote for the equipment you plan to purchase.

Your Avant Finance specialist will confirm exactly what's needed once they understand your situation.

Avant Finance can help fund a wide range of practice equipment, from imaging, surgical and dental equipment to other vital practice technology.

Our loans are designed to support medical, dental and veterinary professionals investing in the latest equipment to provide even better patient care.

Because financeable equipment varies by lender and loan type, we advise calling 1300 992 208 to check with a specialist about the specific item you have in mind.

Beyond equipment loans, we offer property finance, practice finance and car loans for medical, dental and veterinary professionals.

Property finance covers residential, investment and commercial property, including funding for practice premises.

Practice finance supports everything from buying into a practice to expanding an established one, covering drawdown loans, goodwill loans and even practice fitouts.

Our car loans offer you competitive rates on finance for business-use cars. If you want to lease a car or purchase a vehicle for private use, our partner lenders offer great rates.

Speak with one of our specialists to find a combination of finance options that helps you create the kind of practice you and your patients deserve.

Yes, Avant members can access a special offer of no establishment fees on eligible loans, which could save you money. This offer sits alongside broader membership benefits, including savings across other Avant products and services. Terms and conditions apply.

Avant Finance equipment loans let you purchase new or second-hand equipment for your practice, often funding up to 100% of the cost*. Our team will compare finance options for you, offering a choice between an Avant Finance business equipment loan or products from our trusted network of lender partners. 

If you want to upgrade your practice with cutting-edge equipment, simply submit an online enquiry or call 1300 992 208. One of our specialists can talk you through the options, benefits and limitations to find the right loan for your practice.

^Terms and Conditions:  

  1. The waiver of establishment fee is only available for active Avant members who take out an eligible Avant unsecured line of credit, business equipment loan, business loan, practice drawdown loan or practice goodwill loan.  
  2. The offer is only available if your loan application is approved between 2 April 2026 and 30 June 2027 and settled before 31 August 2027.  
  3. The establishment fee waiver only applies to the establishment fee for the eligible loan. All other fees and charges (including any other applicable upfront loan fees and charges) will still be payable. Our standard loan terms and conditions will also apply.  
  4. This offer is not available in conjunction with any other offer.  
  5. This offer may be varied or withdrawn at any time. Approval of any loan is subject to standard credit assessment and is at our complete discretion

*All applications for credit are subject to eligibility and credit approval criteria. Approval of any loan is subject to standard credit assessment and is at the lender's complete discretion. Terms, conditions, fees and charges apply. Contact Avant Finance for further details.