Avant now offers public and products liability insurance for individual medical practitioners.
At Avant we understand the challenges you face as a medical practitioner are frequently changing. In response to this we continually develop and enhance our products and services.
Our public and products liability cover, offered under the Avant Business Insurance policy wording, has been designed to complement and work together with your other Avant policies.
Public and products liability insurance covers a person, business and/or contractor for compensation they may be required to pay if they are found responsible for a death or injury, loss or damage of property or economic loss resulting from their negligence.
Public and products liability is different to your practitioner indemnity insurance that covers you for the losses you are responsible for to the people you treat as a medical practitioner.
If you own a business or work as a contractor, you may be liable for compensation for injuries caused to another person or damage of property. For example, if visiting a patient and they or another person accidently falls overs your bag or equipment.
Public and products liability insurance will cover you for claims arising from personal injury, property damage and/or advertising liability of a third party in connection with your practice as a medical practitioner.
Public and products liability insurance is usually optional, however in certain situations you may be required to have this cover. Sometimes it is written into a contract with a third party (such as a rental agreement or supply contract) that you must hold your own public liability insurance.
Due to the nature of work that medical professionals undertake, the products liability cover offered by Avant is limited to refreshments and promotional materials supplied free of charge.
^Cover is subject to the full terms, conditions, and exclusions of the policy.