Limited time offer
Cover sorted in three steps: Compare, select and apply for insurance through Avant’s LIST by 31 July 2026. If accepted, we'll thank you with a $500 Visa eGift Card.*

Avant Life Insurance
Life insurance, made simpler.
As a doctor or health professional, you have access to a curated selection of life insurance providers - so you can compare options and choose cover with confidence, without the complexity.
For a limited time, receive a $500 Visa eGift card* when you take out life insurance through Avant by 31 July 2026.
Start your application today.
Life cover
In the event of death or terminal illness, life cover can provide a lump sum benefit.
Income protection
When illness or injury prevents you from working in your occupation or any occupation, income protection cover supports you by paying a monthly benefit.
Trauma cover
If you suffer from one of the listed major health events, trauma cover can provide you with the financial resources to make lifestyle or career adjustments to help you recover.
Total and permanent disablement cover
When an illness or injury permanently prevents you from working in your occupation or any occupation, TPD cover can provide a lump sum benefit.
Dedicated support to help you find high quality life insurance
- Compare. Enter your cover preferences in the LIST to get an instant shortlist of leading life insurance policies that may be available for you.
- Select. Having compared products, select the one that's right for you and your family.
- Apply. It's fast and easy to apply over the phone. We'll take care of the rest.
If you have any questions throughout your search, our team of life insurance consultants is ready to help.
Pricing
Competitive pricing, including available premium discounts, was taken into account within our selection criteria.
Cover specific to your specialty
Protection if you are unable to do the work specific to your specialty, regardless of your capacity to perform other tasks.
Needlestick injury cover
For occupationally acquired HIV, Hepatitis B and C.
Future insurability
Once your cover is in place, you can increase cover levels without additional medical underwriting.
Your $500 reward
Take out life insurance cover through the LIST by 31 July 2026. If accepted, we'll thank you with a $500 Visa eGift Card.*
Are you an Avant Member?
Members may be eligible for an even greater reward. Learn more about our member exclusive $750 offer.
*T&Cs including minimum spend & holding period apply. Cover must be in place no later than 31 July 2026 and acceptance is at the discretion of the insurer. For further details, see here.
The Doctor’s Life Insurance Selection Tool (LIST) is provided by Doctors Financial Services Pty Ltd ABN 56 610 510 328 AFSL 487758 trading as Avant Life Insurance (‘DFS’).
IMPORTANT: The information provided on this website is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of this advice as well as the Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a decision to acquire a financial product.
The life insurance products presented on the LIST should not be regarded as representative of all life insurance products that may be available to you. The selection is for illustration purposes only and should not be regarded as an endorsement or recommendation by Doctors Financial Services to take out any of the life insurance policies presented. The LIST can be used to obtain an estimate of premiums for the life insurance products compared. The provision of estimated premiums does not constitute an offer of insurance. DFS is not able to bind any insurer or ensure that any insurer sells any product to you. Accordingly, nothing on this website amounts to an offer by us or any insurer to sell any product to you or enter into any contract with you.
The LIST compares the prices and some of the features of the life insurance products. However, it does not compare all of the features or benefits of each product, nor the relevant policy coverage, which should be considered before making any decision. The PDS and Target Market Determination for each product are available by contacting us on 1800 128 268.