A cashflow-friendly way to fund your practice fit-out, with the added plus that Avant Finance manages payments to builders/suppliers – helping you to save time and money.

Most doctors have a vision for their ideal practice space. Avant’s practice drawdown loan can turn this vision into reality, with fast, efficient funding.

Whether you are equipping a new space, expanding your existing floor plan or refreshing and refurbishing your current rooms, Avant’s practice drawdown loan can provide a cashflow-friendly solution.

As a specialist lender to the medical profession, Avant understands that doctors are time-poor. When you take out a practice drawdown loan, we manage payments to builders and suppliers, ensuring each invoice is paid promptly, accurately and securely, leaving you and your team free to focus on patient care.

How do practice drawdown loans work?

We will agree on a maximum funding limit with you, after consideration of your current circumstances and requirements.

As each stage of your fit-out is completed, we will pay the builder’s/supplier’s invoice drawing on the funds from your loan. No repayments on your loan are required until the fit-out is complete, and Avant converts the practice drawdown loan balance into a term loan.

At this point, the term loan is normally split between fit-out and equipment components (if applicable) to provide greater ease of reporting at tax time. 


No deposit options

Talk to Avant about borrowing up to 100% of the cost of your fit-out* to preserve cash resources.

Avant manages supplier payments

Avant will manage the payment of builder/supplier invoices, helping to save you time and money.

Competitive rates

Choose from Avant’s suite of competitively-priced loans or let us source a great rate through our lender partners.

Cashflow friendly

No repayments are required until your fit out is complete. Interest only accrues on funds drawn down.

Clear funding limit

Avant will explain your maximum borrowing limit, giving you a clear fit-out budget.

Fast, efficient process

Our streamlined application process and rapid approval times let you plan for, and proceed with, a fit-out sooner.

Medical professionals shaking hands.

Why partner with Avant?

Avant only works with medical professionals, and we bring our wealth of experience with medical practices to our suite of fit-out loans.

Importantly, Avant manages the payment of supplier/builder invoices on behalf of doctors, saving practices time and money – and avoiding the growing issue of invoice fraud. 

One of our key strengths is the choice we provide.

Choose from Avant’s competitively-priced practice drawdown loans for doctors, or let us recommend the appropriate product from one of our lender partners.

Frequently asked questions

Yes, ask your Avant finance specialist how we can negotiate this for you.

We manage the payments to the various trades/ suppliers with your direction and on completion convert these payments to a single loan facility with flexible terms.

Yes, ask your Avant finance specialist how we can arrange this for you.

Many of the doctors we partner with are able to negotiate a fit out contribution from the property owner, which helps to reduce the cost.

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*Eligibility criteria, terms and conditions, fees and charges apply. Contact us for further details.

^Terms and Conditions

1. Our offer to waive the establishment fee is only available for eligible business-use car, equipment or fitout loans or practice draw down loans.
2. The offer is only available if your loan application is approved between 1 April 2024 and 30 June 2024 and your loan is settled on or before 30 September 2024.
3. The offer only applies to the establishment fee for the eligible products and all other fees and charges (including any other applicable upfront loan fees and charges) will still be payable. Our standard loan terms and conditions will also apply.
4. This offer is not available in conjunction with any other offer.
5. This offer may be varied or withdrawn at any time. Approval of any loan is at our complete discretion.

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