Property loans to self-managed super funds for doctors
Invest in your practice property through your self-managed super fund (SMSF).
Owning property through your SMSF can provide certainty of tenure to your practice while bringing valuable advantages to your retirement nest egg.
There are compelling reasons for doctors to consider owning their practice property. It brings certainty of tenure to the practice and provides the flexibility to fit out the property in the way that best suits the needs of the doctor's practice and patients.
Even better, you may find that over time it can be cheaper to own a property than to lease.
Buying commercial property through your self-managed super fund could also be more tax effective where the tax rate for superannuation income is less than your own tax rate. Then, when you choose to retire, you can continue to hold the property, and enjoy the passive income generated by the property’s rent returns.
How do SMSF property loans work?
Lending within the superannuation environment works slightly differently to traditional property loans.
As an SMSF is designed to support retirement, loans to an SMSF are required by law to be ‘limited-recourse’, which means the lender does not have recourse to any of the assets held by the SMSF beyond the property being funded. This is very reassuring for medical professionals as the other investments within their SMSF are quarantined from the lender.
Avant Finance can provide competitive financing options up to 80% of the property’s value when you are operating your practice from the property*.
Borrow up to 80% of a property’s value*
Talk to Avant Finance about providing competitive finance options to borrow up to 80% of the property’s value*.
Diversify your SMSF portfolio
Adding commercial property to your SMSF portfolio brings diversification to your investment strategy.
Competitive rates
Choose from our competitively priced Avant Finance commercial property loans or let us source a suitable product through our lender partners.
Potential tax savings
Owning practice suites through an SMSF can potentially deliver valuable tax benefits.
Efficient process
Our streamlined application process and efficient approval times let you plan for, and proceed with, a property purchase sooner.
Why partner with Avant Finance?
Avant Finance works with primarily medical professionals, and we bring our wealth of experience with medical practices.
Choose from a competitively priced Avant Finance SMSF commercial property loan or let us recommend a suitable product from one of our lender partners.
We will help source a loan that meets your needs, saving you time and money.
Disclaimer: All applications for credit are subject to eligibility and credit approval criteria. Approval of any loan is subject to standard credit assessment and is at the lender’s complete discretion. Terms, conditions, fees and charges apply. Contact Avant Finance for further details.
