Borrowing capacity

Before looking at properties, it is important to know what you can afford. Do you plan on selling your property? Are you hoping to use existing capital in your property to fund a second property? An Avant Finance specialist can help determine your borrowing capacity. As a doctor, you may be able to obtain up to 95% LVR home loans without paying lenders mortgage insurance (LMI)*.

Speak with a finance specialist today.

Reduce your deposit

Whether you are looking to purchase your next home because you are upsizing or downsizing, Avant Finance can help you maximise your borrowing capacity. We work with a range of lenders who offer preferential treatment to doctors, with home loans up to 95% LVR + no LMI* available. 

If you were purchasing a $700,000 property, most banks would require a 20% deposit ($140,000 in savings) to avoid LMI. However, Avant Finance works with lenders that offer unique solutions for doctors. Accessing 95% LVR means you may only require a 5% deposit ($35,000 in savings) to avoid LMI*.

Speak with a finance specialist to learn more.

Make an informed decision

Like with all decisions, gaining as much insight and knowledge as possible is the key to making the right choice. Avant Finance specialists have a wealth of knowledge regarding home purchases and the loan application process.

They will assist you with:
• The buying process
• Borrowing capacity and pre-approval
• Property reports inclusive of the estimated sale value
• Government grants

Calculate your repayments

See how much you could save by paying extra repayments or having a lower interest rate.

Front porch of home

Avant property reports

Avant Finance has partnered with CoreLogic to provide complimentary residential property reports that contain data used by banks when determining#;

• A property’s estimated sale value
• The suburb’s growth trends
• Indicative rental yield
• Comparable properties on the market
• School catchment zones

When I originally was looking to purchase our first home, I had so much difficulty getting a loan. We had been to so many banks, that I felt like I was scouting everywhere. Then I met Jesse – within one month, he had it all sorted out.

Dr Maylene Pineda
Obstetrician & Gynaecologist, NSW
Frequently asked questions

Bridging finance is available if you are looking to buy or build a new home prior to selling your current property even if the proceeds of the sale are required for your new purchase.

Talk to an Avant Finance specialist to find out if bridging finance is suitable for your current situation.

State government transfer duty is around 3-6% of a property’s selling price. Each state or territory has different rules and calculations. Some offer discounts or exemptions to first home buyers.

No, Avant property reports are free of charge. To obtain a property report, simply provide your details on the relevant form and then you will be emailed the requested information.

No, you can request as many property reports as required.

The authors behind the property reports are CoreLogic. They are Australia’s leading provider of the very latest, accurate and powerful property insights and analytics.

Submit an enquiry


*Eligibility criteria, terms and conditions, fees and charges apply. Contact us for further details and to obtain a copy of our Credit Guide.

#Digital property profile reports (Property Reports) are produced by RP Data Pty Ltd trading as CoreLogic Asia Pacific (CoreLogic). Avant is not liable for any loss, damage or injury suffered (even if caused by negligence) as a result of using or relying on a CoreLogic Property Report.

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