Most doctors will remain Avant members for many years, even decades. The Loyalty Reward Plan is our way of saying thank you to members for their loyalty. Under this plan, eligible members receive a deduction from their premium, depending on their length of tenure with Avant.

Avant continues to focus on returning benefits to members, so eligible members receive a deduction from their premium ranging from 4% to 12% depending on their individual tenure with Avant*. In 2024-25, over 50,510 members were eligible for a premium rebate under our LRP, saving them a total of $32.4m in premium payments.

See how your rewards could grow

Avant Loyalty Reward Plan categories and rates

Reward categoryCategory 1Category 2Category 3Category 4
Years of continuous financial membership0-45-910-1415+
Loyalty reward4%7%10%12%
Savings on base premium^ of $10,000$400$700$1,000$1,200

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*Not all members are eligible for a LRP reward. Ineligible members include medical students, interns, RMOs and DITs. However, membership years as an intern, RMO and DIT will be included in tenure calculations.

^Base premium = premium before taxes, fees (including membership) and charges. 

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