Making the most of property investment opportunities
There are many things to consider if you’re interested in investing in property, including setting up the most suitable tax efficient financial solutions for your profession and situation.
Avant’s property finance and property law experts provide invaluable expertise and guidance on sourcing, negotiating and organising the investment loan that best supports your long-term goals.
Turning a first home into an investment property – what to do, and what to avoid
Your first home is rarely going to be your forever home. A bit of forward planning may make it easier to switch it to an investment property when you’re ready to move on.
From a first family home to a whole portfolio
This doctor’s story describes how she was able to secure her family’s financial future after we helped her get a foot in the property market.
Considerations for buying a holiday home
Being in the position to own a weekend retreat or vacation property is the ultimate lifestyle dream for many hard-working doctors. But before you dive into the holiday home market, be sure you have realistic expectations.
It varies, depending on what you’re looking to achieve. They can be fixed, variable and interest only. They can be simple (like a standard home loan), or more complex to help you make effective use of tax, gearing and repayments. Loan features like redraw, offset and additional repayments can also help you manage your investment loan.
Positive gearing is when you earn more income from your property in a year than the cost of owning the property.
Negative gearing is when the yearly property costs are higher than the income it generates. If you are negatively geared, you may be able to claim a tax deduction.
Your Avant Finance specialist can untangle the complexities of investing and arrange the most appropriate loan, should you decide to go ahead.
No, Avant property reports are free of charge. To obtain a property report, simply provide your details on the relevant form and then you will be emailed the requested information.
No, you can request as many property reports as required.
The authors behind the property reports are CoreLogic. They are Australia’s leading provider of the very latest, accurate and powerful property insights and analytics.
Avant property reports
Avant Finance has partnered with CoreLogic# to provide complimentary residential property reports that contain data used by banks when determining a property’s estimated sale value, the suburb’s growth trends, indicative rental yield, comparable properties on the market and school catchment zones.
Refinancing your home
- Is now the time to refinance?
- Mortgage versus super: Which is a better place for doctors’ money?
- Rent, renovate or relocate?
Buying your first home
- First home buyers’ steps to success
- First home buyers’ checklist
- Financing your first home- for doctors
Taking on family responsibilities
- Understanding health insurance
- Protecting your financial security
- What happens if you don't have a will?
As an early career doctor, you get more with Avant.
Specialising in finance for doctors and healthcare practices. We have an extensive selection of loan options that no one lender can match, including our own suite of lending products.
Avant Law focus on providing high-quality legal advice to doctors and medical practices. Our expert lawyers can assist you with a wide range of your personal and business legal matters.
Disclaimers
*Eligibility criteria, terms and conditions, fees and charges apply. Contact us for further details and to obtain a copy of our Credit Guide.