Why do I need this cover?
If you own a business or work as a contractor, you may be liable for compensation for injuries caused to another person or damage of property. For example, if visiting a patient and they or another person accidently falls overs your bag or equipment.
Public and products liability insurance will cover you for claims arising from personal injury, property damage and/or advertising liability of a third party in connection with your practice as a medical practitioner.
Public and products liability insurance is usually optional, however in certain situations you may be required to have this cover. Sometimes it is written into a contract with a third party (such as a rental agreement or supply contract) that you must hold your own public liability insurance.
Due to the nature of work that medical professionals undertake, the products liability cover offered by Avant is limited to refreshments and promotional materials supplied free of charge.