X

COVID-19 Government indemnity scheme and vaccines information

  • Why use the Doctors LIST to compare life insurance products?

    The Doctors LIST. Life Insurance Selection Tool.  

    At Avant we try to do the hard work for you to make your life a little easier, so you can focus on what you do best. That’s why we looked at leading life insurance providers and made a shortlist of 4 whose Life policies, features and benefits we think doctors will value.

    Here’s how it works

    Card image cap
    1. Compare

    Enter your cover preferences in the Doctors List to get an instant shortlist of leading life insurance policies that may be available for you.

    Card image cap
    2. Select

    Having compared products, select the one that's right for you and your family.

    Card image cap
    3. Apply

    It's fast and easy to apply over the phone - we'll take care of the rest.



    Get a premium estimate

    How did the providers we selected make our LIST?

    We reviewed and considered various aspects of Life Insurance products including the below:

    Insurance needs of doctors at different life and career stages

    We have created a convenient guide which highlights some of the risks you need to consider at different stages in your professional medical career and personal life, and the insurance options available to you.

    Life Cover

    Protecting your future. In the event of death or terminal illness, Life Cover can provide a lump sum benefit.

    Income Protection Cover

    When illness or injury prevents you from working in your occupation or any occupation, Income Protection Cover supports you by paying a monthly benefit.

    Life Cover

    Protecting your family future. In the event of death or terminal illness, Life Cover provides a lump sum benefit.

    Total and Permanent Disablement (TPD) Cover

    When an illness or injury permanently prevents you from working in your occupation or any occupation, TPD Cover can provide a lump sum benefit.

    Income Protection Cover

    When illness or injury prevent you from working in your occupation or any occupation, Income Protection Cover supports you by paying a monthly benefit.

    Life Cover

    Protecting your family future. In the event of death or terminal illness, Life Cover provides a lump sum benefit.

    Total and Permanent Disablement (TPD) Cover

    When an illness or injury permanently prevents you from working in your occupation or any occupation, TPD Cover can provide a lump sum benefit.

    Trauma Cover

    If you suffer from one of listed major health events, Trauma Cover can provide you with the financial resources to make lifestyle or career adjustments to help you recover.

    Children's Cover

    If your child suffers a serious illness, injury or major health event, Children’s Cover can provide you with the financial resources to ensure you or your family can be there for your child and still providing for your family.

    Income Protection Cover

    When illness or injury prevent you from working in your occupation or any occupation, Income Protection Cover supports you by paying a monthly benefit.

    Life Cover

    Protecting your family future. In the event of death or terminal illness, Life Cover provides a lump sum benefit.

    Total and Permanent Disablement (TPD) Cover

    When an illness or injury permanently prevents you from working in your occupation or any occupation, TPD Cover can provide a lump sum benefit.

    Trauma Cover

    If you suffer from one of listed major health events, Trauma Cover can provide you with the financial resources to make lifestyle or career adjustments to help you recover.

    Children's Cover

    If your child suffers a serious illness, injury or major health event, Children’s Cover can provide you with the financial resources to ensure you or your family can be there for your child and still providing for your family.

    Income Protection Cover

    When illness or injury prevent you from working in your occupation or any occupation, Income Protection Cover supports you by paying a monthly benefit.

    Practice Expense Cover

    Avant's Practice Expense Cover will protect your share of the everyday costs of running your practice, if you are prevented from practising due to illness or injury.

     
    Get a premium estimate

    Frequently asked questions

    Since 1893, when a small group of doctors formed a mutual, Avant had one simple objective in mind, to support doctors.

    Over the years, and through our in-depth understanding of doctors, we developed and offered products that are designed with doctors in mind. From professional indemnity, health insurance, technology, life insurance, lending and financial advice.

    Life insurance offering

    So when we developed a life insurance product in 2017, we ensured it included features and benefits we believed doctors would value.

    Over the past five years, we continued to adapt and reinvent our products to keep up with changes in the insurance markets and changes to the regulatory regime. But always ensuring that the products’ features and benefits were of value to doctors.

    The Doctors Life Insurance Selection Tool

    That’s why from October 2021 we have changed our life offering. We moved from one product offering to providing doctors a choice of products from a range of life insurance providers, whose life policies, features and benefits we think doctors will value.

    We’ve done the hard work for you. By searching the market for providers that offer products that we think doctors will value and added these to the LIST. Making it easy for doctors to compare, select and apply for the products they want at no additional fees to them.

    The Doctors Life Insurance Selection Tool is an online comparison tool that puts a curated list of suitable providers at your fingertips. All you need do, is go to our website, enter some information, compare the policies including their features and price and consider if one of them is right for you.

    Avant Life Insurance (Avant) is a registered business name of Doctors Financial Services Pty. Ltd. ABN 56 610 510 328 (DFS), a wholly owned subsidiary of the Avant Mutual Group. Avant Life Insurance products are issued by NobleOak Life Limited ABN 85 087 648 708 AFS Licence Number 247302 (NobleOak). All general insurance is issued by Avant Insurance Limited ACN 003 707 471 AFS Licence Number 238765 (Avant).

    DFS provides administration services on behalf of NobleOak in respect of life risk insurance policies previously issued by NobleOak and administration services on behalf of Avant in respect of general insurance policies previously issued by Avant.

    The Avant Life Insurance product is no longer available to new customers.

    Though the Avant Life Insurance product is currently closed to new customers, your cover remains secure on the terms and conditions issued to you.

    If you would like to discuss your insurance, make changes to your cover or have any questions, please contact one of our Avant Life Insurance consultants on 1800 128 268.

    DFS provides both general and personal advice.

    General advice does not consider your objectives, financial situations or needs. You should consider whether the product is appropriate for you and the Product Disclosure Statement and Target Market Determination for the relevant product before deciding to purchase or continuing to hold a policy or plan. The Doctor’s LIST service is only available via general advice.

    Personal advice on the other hand is where DFS will analyse your unique financial situation, taking into account your personal needs, assets, income and current portfolio and then provides advice that is tailor made to you. This will be provided by our Doctor’s Wealth Management financial advisers.

    DFS has a range of other insurers they can recommend to family members and staff via personal advice by our Doctors Wealth Management financial advisers.

    The Doctor’s LIST service is only available to doctors and partners of doctors.

    The amount of life insurance cover will vary based on your individual circumstance. There are tools available that can provide you a guide. For example, the Australian Government provides this Life Insurance Calculator that may assist. If you are still in doubt, we can refer you to a financial planner upon request.

    IMPORTANT: The information provided on this website is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of this advice as well as the Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a decision to acquire a financial product.

    The life insurance products presented on the Avant Life Insurance Selection Tool (LIST) should not be regarded as representative of all life insurance products that may be available to you. The selection is for illustration purposes only and should not be regarded as an endorsement or recommendation by Avant Life Insurance to take out any of the life insurance policies presented, as we have not considered any of your objectives, financial situation or needs in providing you with these estimated premiums. The LIST can be used to obtain an estimate of premiums for the life insurance products compared. The provision of estimated premiums does not constitute an offer of insurance. Avant Life Insurance is not able to bind any insurer or ensure that any insurer sells any product to you. Accordingly, nothing on this website amounts to an offer by us or any insurer to sell any product to you or enter into any contract with you.

    The LIST compares the prices and some of the features of the life insurance products. However, it does not compare all of the features or benefits of each product, nor the relevant policy coverage, which should be considered before making any decision. When reviewing a product you should consider whether the product is appropriate for you and read the relevant PDS and TMD before deciding to purchase or continuing to hold a policy or plan. The PDS and TMD for each product are available by contacting us on 1800 128 268. Before using the LIST you should read our Financial Services Guide for detail about who we are, how we are remunerated and how the LIST works. Information on this website does not constitute legal or professional advice, and is current as at the date of initial publication.

    This service is provided by Avant Life Insurance. “Avant Life Insurance" is a registered business name of Doctors Financial Services Pty Ltd ABN 56 610 510 328 AFS Licence Number 487758 (DFS).

    Contact our life consultants to get a premium estimate today