If you are looking to contact us regarding either your indemnity or travel policies, we are currently experiencing higher than expected enquiry volumes resulting in long wait times. You can access further information about these policies, including alternative contact options, via the member portal. We apologise for the inconvenience this may cause.

International medical graduates

Supporting you to be the doctor you want to be in Australia

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Dr Brian Tam
Your circumstances

I'm looking to practise healthcare in Australia

If you're qualified to practice healthcare in another country, before commencing healthcare practice in Australia, you must register with the Australian Health Practitioners Regulation Agency (Ahpra). While you are waiting for your Ahpra registration you can apply for Avant Membership.

Apply now

I am Ahpra registered and ready to practise in Australia

If you have already received your Ahpra registration, it's important to ensure your medical indemnity insurance is in place before commencing practise in Australia. Avant Membership provides professional career protection and helps you navigate the opportunities and challenges of practising in Australia.

Apply now

I am looking to undertake a placement in Australia

It’s recommended you take out medical indemnity cover to protect you for claims, complaints or employment matters that may not be covered by your employer. Avant Membership will offer you protection against the key areas that may arise during your stay.

Apply now

I am an international student or graduate in Australia

Avant is dedicated to supporting early career doctors, and our cover for students is free to assist you as you enter the profession. More information about your requirements for medical indemnity insurance and what Avant can offer you is available on our students page.

Learn more

Complimentary Risk Advisory Services from Avant

The Risk Advisory Service (RAS) offers complimentary advice and resources to support overseas-trained doctors. The Avant Assist service is designed to proactively identify medico-legal risks and implement strategies to improve your practice.

Schedule a risk review

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What does your insurance cover?

Professional indemnity cover

Extensive $20 million cover for compensation claims against you, and for the costs to defend the claims.

Legal expenses cover

$2 million cover for coronial inquiries, complaints and investigations, and unpaid healthcare you provide – such as emergency assistance or volunteer work.

Treatment of public patients

Automatic cover for care and treatment provided to public patients, to the extent you are not otherwise indemnified.

Employment contract disputes

Defending you in disputes relating to your role as an employee or an employer.

"When I needed advice on a work issue, Avant was there for me. The professionalism and care provided at this time was helpful and reassuring. I know Avant has my best interests at heart."

"
Photo of Dr Paul Scott
Dr Paul Scott
Anaesthetist and Avant member since 2003
Information on how to navigate the Australian healthcare system

Overview of the Australian healthcare system

The DoctorConnect website has been developed by the Department of Health for doctors trained outside Australia and Australian medical employers.

Find out more

Relevant organisations to be aware of

The Australian Medical Association (AMA) – a membership organisation representing registered medical practitioners in Australia.

Find out more

Registration in Australia

Australian Health Practitioner’s Regulation Agency (Ahpra) is the national regulating body for medical practitioners.

Find out more
2 training doctors speaking to older man in suit

What is medical indemnity insurance?

Avant indemnity insurance policy provides cover for acts, errors or omissions you make in providing healthcare. This means if there is a complaint, claim, investigation or legal action made against you, then you can notify Avant. This includes being sued (i.e. litigation). The legal defence costs and any further costs such as damages you are required to pay due to a settlement or court order are paid by Avant, provided they fall within the scope of the policy.

Find out more
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As an international medical graduate, you get more with Avant

Next steps?

Request an indicative quote for your practitioner indemnity insurance, or get a call back from our team at a time convenient for you.

Get a quoteRequest a call
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NSW State Office AddressLevel 6, Darling Park 3, 201 Sussex Street, Sydney NSW 2000
Telephone 02 9260 9000 | Facsimile 02 9261 2921

Mailing addressPO Box 746 Queen Victoria Building NSW 1230

Connect with Avant

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In the spirit of reconciliation, Avant acknowledges the Traditional Custodians of Country throughout Australia, and their connections to land, sea and community. As a national organisation, we pay our respects to Elders past and present, of the lands on which we gather and work, and extend that respect to all Aboriginal and Torres Strait Islander peoples.

IMPORTANT: Professional indemnity insurance and the Practice Medical Indemnity Policy available from Avant Mutual Group Limited ABN 58 123 154 898 (Avant Mutual) are issued by Avant Insurance Limited, ABN 82 003 707 471, AFSL 238 765 (Avant). Avant Cyber Insurance cover is available to eligible Avant Practice Medical Indemnity Policy holders up to the cessation of their policy and is provided under a Group Policy between Liberty Mutual Insurance Company ABN 61 086 083 605 (Liberty) and Avant. Private health insurance products are issued by The Doctors’ Health Fund Pty Limited, ABN 68 001 417 527, a member of the Avant Mutual Group. Avant arranges Avant Business Insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234 708 (Allianz) and may receive a commission on each policy arranged. Avant Travel Cover is available under a Group Policy between QBE Insurance (Australia) Limited, ABN 78 003 191 035, AFSL 239 545 (QBE) and Avant Mutual. Avant Travel Cover is underwritten by QBE and Avant may receive a benefit for arranging cover. Avant Finance is a registered business name of Avant Doctors’ Finance Pty Ltd (ACN 637 769 361) and licensed to Avant Doctors’ Finance Brokers Pty Ltd (ABN 75 640 406 784). Avant Doctors’ Finance Brokers Pty Ltd is a wholly owned subsidiary of Avant Doctors’ Finance Pty Ltd. Loan products may be provided by Avant Doctors’ Finance Pty Ltd or arranged by Avant Doctors’ Finance Brokers Pty Ltd. Credit services or assistance to which the National Credit Code applies are provided by Avant Doctors’ Finance Brokers Pty Ltd as authorised Credit Representative (Credit Representative Number 523242) for LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192. Legal services are provided by Avant Law Pty Ltd ABN 63 136 429 153 (Avant Law). Liability limited by a scheme approved under Professional Standards Legislation. Legal practitioners employed by Avant Law are members of the scheme.


The information provided on this website is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, having regard to the appropriateness of the advice before deciding to purchase or continue to hold these products. For full details including the terms, conditions, and exclusions that apply, please read and consider the relevant Product Disclosure Statement or policy wording and Target Market Determination (TMD) which are available on this website or by contacting us on 1800 128 268. Information on this site does not constitute legal or professional advice, and is current as at the date of initial publication.


*Terms and conditions

1. The waiver of establishment fee and discounted rate is only available for eligible business equipment loans. The discounted rate applies for 6 months only and is applied as a 0.65% discount against the applicable variable rate for that loan type. The current rates after the discount is applied are 6.59% for cars and 6.89% for equipment. If the applicable variable rate changes during the 6 months, the reduction will be applied to the new rate for the relevant remaining period. After the 6-month discount period, the variable rate will be the rate determined in accordance with the loan agreement and notified by us.

2. The offer is only available if your loan application is approved between 1 November and 31 December 2024 and settled before 31 March 2025.

3. The establishment fee waiver only applies to the establishment fee for the eligible business equipment loan. All other fees and charges (including any other applicable upfront loan fees and charges) will still be payable. Our standard loan terms and conditions will also apply.

4. This offer is not available in conjunction with any other offer.

5. This offer may be varied or withdrawn at any time. Approval of any loan is subject to standard credit assessment and is at our complete discretion.