
Planning parental leave: what doctors need to know
Planning parental leave takes time and preparation. It’s crucial to start preparations at least six months ahead, if possible, to ensure smooth transitions for you and your patients. With various medical indemnity options and government support available, early planning helps you navigate professional requirements more easily.
Timeline for planning
Six months
Start talking to your patients about your upcoming absence. This is especially important in general practice or specialist care. Early notification gives patients time to arrange alternative care if needed.
Confirm your plans and dates with your employer and/or practice. If you're in a training programme, you should also notify your college or training provider so they can help with rotation and examination adjustments if required.
Three months
Start to consider and apply for government benefits through MyGov. Plus, you may wish to check your eligibility for the Parental Leave Pay programme on the Services Australia website.
As your leave approaches, it is important to update your medical indemnity arrangements. This will give you enough time to consider the options available to you.
One month
With a month to go, your focus should shift to practical handover preparation. Work with your practice to finalise patient follow-up lists, recall processes, and cover arrangements. Also prepare a contingency handover in case your leave starts earlier than planned.

Medical indemnity options
You have several medical indemnity choices depending on your circumstances.
1. Run-off Cover
The government's Run-off Cover Scheme (ROCS) provides cover for past practice at no additional cost for practitioners on maternity leave. You cannot provide healthcare while covered under this option. Find out more on the Avant website.
2. Change of category
You can choose to move to a non-practising category which costs roughly $80 per policy period. This option maintains your Avant member benefits including access to the Medico-legal Advisory Service, the Retirement Reward Plan, Avant Travel Cover, and Loyalty Reward Plan – you also cannot provide healthcare while using this option.
3. Modify your billings
Planning locum work during leave? You can modify your gross annual billings to reflect any healthcare you may provide, this includes telehealth and locum work where covered under your indemnity policy. This option maintains flexibility with appropriate cover while on parental leave.
Contact Avant on 1800 128 268 to discuss which option suits your situation.
Professional obligations
Your professional responsibilities continue during leave, and you should consider the following:
- Contact Ahpra about recency of practice requirements and how to maintain this on leave. You may be eligible for reduced registration fees during your absence.
- If taking extended leave of six months or more, you may qualify for CPD exemptions.
- Create a comprehensive handover document. Cover ongoing patient care, pending test results and colleague contacts.
- Solo specialists should arrange colleague coverage. All practitioners need clear communication plans for handling calls and enquiries.
Personal planning
Beyond professional obligations, personal preparation ensures smoother transitions:
- Make decisions about birth preferences, leave duration and private health insurance for yourself and your baby. Build an emergency fund for unexpected costs.
- Consider childcare options early, if relevant. Many centres have lengthy waitlists.
- After your baby arrives, register the birth and link them to Medicare. Contact your private health insurer to ask about cover for yourself and your baby, and waiting periods.
- Review your estate planning and personal insurance needs.
Planning your return
Make sure you update your medical indemnity provider before returning to work so you have appropriate cover from day one. You should also communicate with your employer and training provider about your return date and discuss any requirements for support or flexible arrangements that may be needed.
Your return is an opportunity to evaluate your career direction. If considering private practice, Avant's Risk Advisory Services team can help plan the transition through Avant Assist.
There are premium support schemes available which may be relevant to assist with the cost of medical indemnity. You may be eligible for additional premium support through the government's Premium Support Scheme. Contact Avant to understand your eligibility.
Support services
Your Avant membership includes complimentary support services throughout your parental leave journey.
The Personal Support Programme provides confidential counselling anytime you need it. The Medico-legal Advisory Service addresses questions about professional obligations. Risk Advisory Services can help with practice transitions and career planning.
If you experience pregnancy loss, Stillbirth Foundation Australia provides specialised grief support. They also offer resources for navigating return to work.
Key takeaways
- Successful parental leave planning requires starting early, understanding your options and knowing where to find support.
- Begin patient, training and employer communications early.
- Confirm arrangements, apply for government benefits, and update your medical indemnity insurance before going on leave.
If you are an Avant member and have questions about medical indemnity cover during parental leave visit our Planning your parental leave page or call us on 1800 128 268.
Not an Avant member? Learn more about Avant’s medical indemnity cover.
The information in this article does not constitute legal, financial, medical or other professional advice and should not be relied upon as such. It is intended only to provide a summary and general overview on matters of interest and it is not intended to be comprehensive. Persons implementing any recommendations contained in this article must exercise their own independent skill or judgement and seek appropriate professional advice relevant to their own particular circumstances.
Compliance with any recommendations will not in any way guarantee discharge of the duty of care owed to patients and others coming into contact with the health professional or practice. Avant and its related entities are not responsible to any person for any loss suffered in connection with the use of this information. Information is only current at the date initially published.
Professional indemnity insurance products are issued by Avant Insurance Limited (ACN 003 707 471, AFSL 238 765) (‘AIL). The information provided by Avant Insurance is general advice only and has been prepared without taking into account your objectives, financial situation and needs. You should consider these, and the relevant Product Disclosure Statement or policy wording (available at www.avant.org.au), having regard to the appropriateness of the advice before deciding to purchase or continue to hold these products.